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Hiring Now!!!!
in Electronica Finance Limited
Location : Udaipur Area
State (Rajasthan)
Designation : Area Credit Manager (ACM)
Department: Credit
Package - As per industry Norms
Candidate should be Local & from LAP/Mortgage /MSME background.
Credit Manager job description
Use this Credit Manager job description template to advertise your jobs on careers pages and job boards and attract candidates with accounting skills.
Credit Manager responsibilities include:
Researching and evaluating clients’ creditworthiness
Creating credit scoring models to predict risks
Approving or rejecting loan requests, based on credibility and potential revenues and losses
Job brief
We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.
Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.
Ultimately, you will help us minimize bad debts and increase revenues from loans.
Responsibilities
Research and evaluate clients’ creditworthiness
Create credit scoring models to predict risks
Approve or reject loan requests, based on credibility and potential revenues and losses
Calculate and set interest rates
Negotiate loan terms with clients
Monitor payments
Maintain records of loan applications
Follow up with clients to manage debt settlements and loan renewals
Ensure all lending procedures comply with regulations
Develop, review and update our company’s credit policies
Requirements and skills
Proven work experience as a Credit Manager, Credit Analyst or similar role
Hands-on experience with accounting software
Solid understanding of lending procedures
Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
Negotiation skills
BSc in Accounting, Economics, Banking and Finance or relevant field
Use this Credit Manager job description template to advertise your jobs on careers pages and job boards and attract candidates with accounting skills.
Credit Manager responsibilities include:
Researching and evaluating clients’ creditworthiness
Creating credit scoring models to predict risks
Approving or rejecting loan requests, based on credibility and potential revenues and losses
Job brief
We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.
Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.
Ultimately, you will help us minimize bad debts and increase revenues from loans.
Responsibilities
Research and evaluate clients’ creditworthiness
Create credit scoring models to predict risks
Approve or reject loan requests, based on credibility and potential revenues and losses
Calculate and set interest rates
Negotiate loan terms with clients
Monitor payments
Maintain records of loan applications
Follow up with clients to manage debt settlements and loan renewals
Ensure all lending procedures comply with regulations
Develop, review and update our company’s credit policies
Requirements and skills
Proven work experience as a Credit Manager, Credit Analyst or similar role
Hands-on experience with accounting software
Solid understanding of lending procedures
Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
Negotiation skills
BSc in Accounting, Economics, Banking and Finance or relevant field
Required minimum 2-3 years Credit Underwriting & team handling experience
-Immediate Joiner preferred.
Interested candidates can share resume
ramesh.nayak@efl.co.in or whatsapp on 8005709646
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